Lee County Homeowner Chooses Shuster & Saben to Defend Three Million Dollar Foreclosure Case

The owner of oceanfront mansion in Lee County has selected Shuster & Saben, LLC to defend the foreclosure action filed against his family’s home. The property owner evaluated foreclosure defense lawyers both locally and across the state before choosing firm attorney Richard Shuster to implement a comprehensive asset protection and foreclosure defense plan. The owner’s search for the right attorney began with reviewing the websites of several law firms. Once he narrowed his focus to a few lawyers he found those attorneys’ bar numbers at the Florida Bar’s website, www.flabar.org. He then looked up the cases handled by each lawyer in Lee County with the Lee County Clerk of Court though a search of the lawyers’ bar number. The homeowner then reviewed the results obtained in the cases and the pleadings filed by each lawyer.

Two things that impressed the homeowner were that the requests for admissions, interrogatories (written questions) and request for production filed by Shuster varied form case to case and were clearly custom prepared based on the facts of the case rather than cookie-cutter form pleadings. The homeowner was also impressed by the fact that he could not find a single file where a Lee county client had lost their home to foreclosure sale. After performing extensive research online, reviewing files through the Lee County clerk, and interviewing Shuster by phone the homeowner made a will researched decision to hire the firm.

Shuster & Saben appreciates that a well informed homeowner is our best client. The firm is proud to represent multiple attorneys, C.P.A.s, physicians, and police officers in foreclosure cases.

Shuster & Saben Obtains Deed In Lieu Offer for Fort Myers Client

What a difference one month and hiring a lawyer can make.

Before retaining counsel our client pleaded with his loan servicer, Bank of America, to modify the mortgage on his Fort Myers condominium. Our client requested a loan modification because he has lost his job when new construction in Lee County, Florida came to a halt. BAC Home Loan Servicing, LP told our client that because he had no current income he did not meet the income requirements for a HAMP modification and declined his request for modification of his loan. Prior to our firm being retained the lender did not offer deed in lieu to the homeowner and ultimately filed a foreclosure action against him.

After diligently searching the websites of over a dozen foreclosure law firms the client selected Shuster & Saben to defend his foreclosure case. Our client explained that reading the why we are different section of our firm's website lead him to call our office. Less than three business days after being retained our firm filed an answer on the client's behalf and served an additional twenty-one pages of discovery requests and correspondence.

Our client’s goal was to avoid a deficiency judgment and to move to another part of the country where his employment prospects were better. To achieve our client’s objective, we advised the bank's lawyer in a letter sent with the answer that if they would waive deficiency judgment our client would agree to a without recourse deed in lieu of foreclosure.

Less than thirty days later we received an offer for deed in lieu of foreclosure that offered our client:
(a) No recourse… The lender would agree to waive the entire loan balance in exchange for possession of and title to the condominium.
(b) Moving expenses of up to 2% of the outstanding loan balance. This will provide our client with approximately $5,000.00 for moving expenses.
(c) BAC Home Loans will allocate up to $8,500.00 to pay liens on the property for condominium maintenance and property taxes.

The offer to our client was received less than a month after our answer was filed. To view a copy of the offer (with our client’s name removed for privacy reasons) click here.

Shuster & Saben has offices in Melbourne, Plantation, Doral, and Miami, Florida. The firm is also available for consultation only in Bonita Springs, Florida, Boca Raton, West Palm Beach, and Stuart, Florida. Shuster & Saben handles foreclosure cases in Miami-Dade, Broward, Palm Beach, Collier, Lee, Martin, St. Lucie, Indian River, Brevard, and Orange Counties.